Image of a boy holding an ice cream with a Bank of Ireland debit card in his pocket.

Build their financial
confidence

With parental controls in our Smart Start Account.

Text illustration reading 'Right with you'.
Infographic of the steps to use Zippay. 1. Select a contact. 2. Enter an amount. 3. Tap to send.

Say hello to Zippay

Need to pay someone back for a concert ticket? Splitting dinner with a group? Sending a birthday gift? Zippay makes it simple.

Just choose a contact from your phone or enter their mobile number. Add the amount. Tap to send. That’s it.

No IBANs. No account numbers. No hassle.

The money comes straight from your current account. No need to top up a wallet, download another app, or worry about extra fees. Zippay is available in the 365 mobile app, alongside AIB and PTSB. More banks may join soon.

Catch up on the latest

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Manage your money with confidence
Get personalised spending insights with Mi365 in our app.
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The confidence to spot scams
Our 24/7 fraud support helps you stay one step ahead.
A hand holding a smartphone displaying Bank of Ireland 365.
Your new passcode
Why we’re asking you to create a new 6-digit passcode to replace your 365 PIN.
2026 bonkers.ie awards winner for best mortgage provider for first-time buyers.
Back to back wins
Our first-time buyer mortgage has won the Bonkers.ie ‘Best mortgage for first-time buyers’ award three years in a row.
Strategy 2026 to 2028
We’ve set out our new 3-year strategy and announced our full year 2025 results.

Better BER, better fixed rate

We’re committed to a greener future, which is why we offer an EcoSaver fixed interest rate mortgage based on your home’s Building Energy Rating (BER). The more energy-efficient your home is, the better the fixed interest rate on your mortgage.

Try our mortgage calculator

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What makes us different?

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Your financial wellbeing is our priority

From personalised spending insights to budget planners, a borrowing comparison tool to a tax benefit finder, we’ve designed tools to help you make informed decisions about your money.

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Keeping your money and data safe

Explore our Security Zone to learn how to spot common scams, protect your accounts from fraud, and use our digital tools to stay one step ahead of hackers. Safe banking starts with staying informed.

Looking for more than personal banking?

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Priority phone support, exclusive rates, and enhanced, tailored financial services.

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For small to medium-sized businesses.

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For large businesses or institutions