About Bank of Ireland
We are a leading financial services group operating in Ireland, the UK and international markets. Across Bank of Ireland Group, we provide a full range of retail, corporate and commercial banking services and market leading wealth management, life, pensions and investments to over 4 million customers.
Message from our Group CEO
“We are setting out our strategic direction to 2028 which sees Bank of Ireland building stronger relationships, a simpler business, and a resilient company. We will seize the opportunity in Ireland’s growing economy. We will harness the strength of Bank of Ireland UK and our Corporate and Commercial businesses. We will realise the power in our brands – Bank of Ireland, Davy, New Ireland and Bank of Ireland UK – to serve customers at every step and stage of their financial lives. And, we will continue to play a very positive societal role wherever we do business.”
Myles O’Grady, Group Chief Executive
Full year 2025 results and strategy update
The next three years
We have updated our strategy for the 2026 to 2028 period with an eye to the delivery of sustained value creation beyond this strategic horizon.
Our ambition is anchored on three pillars:
- Stronger Relationships – deepening engagement and primacy with customers
- Simpler Business – creating operating leverage and agility through structural efficiency
- Resilient Company – reinforcing trust, stability and disciplined risk management
Our investment case
Bank of Ireland has an unrivalled market position and franchise breath in our highly attractive home market. Our Strategy 2028 will deliver disciplined growth and momentum and create significant operating leverage. This will translate into significant shareholder value through delivering strong capital generation and accelerating returns, momentum we expect to continue to 2030.
2025 full year financial results
€3.37bn
Net interest income
€1.4bn
Profit before tax
Supported by growth particularly in Ireland with Irish loans and deposits both +6%
€1.2bn
Total shareholder distribution
#1
In mortgages, SME deposits and commercial banking
AuM +9%
to a record
€60bn
Capital generation
of 270 basis points; CET1 ratio 15.1%
Latest news and insights
Bank of Ireland Launches Ireland’s Benefits Finder Service
This innovative service helps customers identify tax credits and reliefs they may be missing out on. The AI-enabled digital tool is available to customers to use free of charge through the Benefits Finder app on our website.
According to Red C research conducted by the Bank, despite strong awareness of tax benefits, around one in seven people (16%) in Ireland have never claimed tax back and think they could be eligible. Revenue is urging taxpayers to use its systems to claim millions of euro they are owed in refunds.
Bank of Ireland reinforces position as a dementia-inclusive organisation
We are now displaying the ‘Dementia: Understand Together’ symbol across our branch network. Developed with people living with dementia at its core, the symbol signifies solidarity, visibility, and support, helping customers easily identify inclusive spaces.
In addition, we have undertaken a large‑scale awareness session with over 860 colleagues taking part as well as developed a dedicated training course designed to equip colleagues with the knowledge and confidence to better support customers living with dementia and their families.
2026 Bank of Ireland Money Smarts Challenge
Congratulations to the winners of the 2026 Bank of Ireland Money Smarts Challenge. Close to 2,000 secondary school students across Ireland took part in this year’s challenge, testing their financial literacy skills and building confidence with money.
A huge well done to our winning schools, students and teachers. We’re proud to support young people in developing positive money habits for the future.
Now in its 7th year, the challenge is an all-Ireland financial literacy quiz for secondary school students.
Our brands
Our careers and people
Our greatest asset walks in and out of our offices every day; our people. That’s why we strive to look after their personal and professional development and the growth of their careers.
Our stories
Stay up to date with news, stories and insights from colleagues across the group.
Neuroinclusion
We have taken significant strides in our journey to become a more neuroinclusive employer.
Your future starts here
Learn about life at Bank of Ireland, explore what matters to us, and discover opportunities to grow your career.
Graduate programme
We’re dedicated to bringing in a diverse range of people from various academic, societal and geographical backgrounds to help us grow.