About Bank of Ireland
We are a leading financial services group operating in Ireland, the UK and international markets. Across Bank of Ireland Group, we provide a full range of retail, corporate and commercial banking services and market leading wealth management, life, pensions and investments to over 4 million customers.
Message from our Group CEO
“We are setting out our strategic direction to 2028 which sees Bank of Ireland building stronger relationships, a simpler business, and a resilient company. We will seize the opportunity in Ireland’s growing economy. We will harness the strength of Bank of Ireland UK and our Corporate and Commercial businesses. We will realise the power in our brands – Bank of Ireland, Davy, New Ireland and Bank of Ireland UK – to serve customers at every step and stage of their financial lives. And, we will continue to play a very positive societal role wherever we do business.”
Myles O’Grady, Group Chief Executive
Full year 2025 results and strategy update
The next three years
We have updated our strategy for the 2026 to 2028 period with an eye to the delivery of sustained value creation beyond this strategic horizon.
Our ambition is anchored on three pillars:
- Stronger Relationships – deepening engagement and primacy with customers
- Simpler Business – creating operating leverage and agility through structural efficiency
- Resilient Company – reinforcing trust, stability and disciplined risk management
Our investment case
Bank of Ireland has an unrivalled market position and franchise breadth in our highly attractive home market. Our Strategy 2028 will deliver disciplined growth and momentum and create significant operating leverage. This will translate into significant shareholder value through delivering strong capital generation and accelerating returns, momentum we expect to continue to 2030.
2025 full year financial results
€3.37bn
Net interest income
€1.4bn
Profit before tax
Supported by growth particularly in Ireland with Irish loans and deposits both +6%
€1.2bn
Total shareholder distribution
#1
In mortgages, SME deposits and commercial banking
AuM +9%
to a record
€60bn
Capital generation
of 270 basis points; CET1 ratio 15.1%
Latest news and insights
Bank of Ireland appoints Prag Sharma as Chief AI Officer
Taking up his role in October, Prag is an accomplished AI leader with deep technical knowledge and extensive global experience.
At Citigroup he established and led its Global AI Centre of Excellence, delivering end‑to‑end AI‑powered products across 96 countries. Most recently Prag served as Director in Citi Institute’s Future of Finance think-tank and research unit. He has also held various innovation and emerging technologies-focussed roles in industry and academia.
Read more about the appointment.
Bank of Ireland and Google offering 10,000 AI scholarships to SMEs
The new partnership will provide up to 10,000 fully funded Google AI Professional Certificate scholarships to our SME customers at no cost through the ‘Grow with Google’ programme.
The partnership marks a major step in supporting the digital capabilities of Ireland’s SMEs, equipping them with practical tools to harness artificial intelligence (AI) and compete in the digital economy. A new ‘SME AI Academy’ will promote the scholarships on Bank of Ireland’s Thinkbusiness.ie platform. It also features practical guides for SMEs and case studies on early AI adopters.
Enhanced accessibility services rolled out across branches
Bank of Ireland has introduced new measures across our branch network to support customers who may need some extra help with their everyday banking needs.
As part of recent branch upgrades, 37 branches have received neuro-inclusive accreditation with 44 Branches planned by end of this year and the programme will continue into 2027. In addition, new ‘Speak Easy’ communication cards will be available in all 168 branches, enhancing accessibility for customers who experience communication difficulties.
Our brands
Our careers and people
Our greatest asset walks in and out of our offices every day; our people. That’s why we strive to look after their personal and professional development and the growth of their careers.
Our stories
Stay up to date with news, stories and insights from colleagues across the group.
Neuroinclusion
We have taken significant strides in our journey to become a more neuroinclusive employer.
Your future starts here
Learn about life at Bank of Ireland, explore what matters to us, and discover opportunities to grow your career.
Graduate programme
We’re dedicated to bringing in a diverse range of people from various academic, societal and geographical backgrounds to help us grow.