About Bank of Ireland
We are a leading financial services group operating in Ireland, the UK and international markets. Across Bank of Ireland Group, we provide a full range of retail, corporate and commercial banking services and market leading wealth management, life, pensions and investments to over 4 million customers.
Message from our Group CEO
“The Group had an excellent performance in H1, increasing profit before tax by 33% to €960m. As we successfully execute our strategy, more customers are choosing to bank with Bank of Ireland, driving growth in lending, deposits, and in our wealth business. We are delivering product and service enhancements for our customers, supporting homebuyers and homebuilding, helping businesses invest and grow, and providing solutions for customers who wish to protect and secure their long-term financial future.”
Myles O’Grady, Group Chief Executive
Hear about our new Strategy from our CEO
The next three years
We have updated our strategy for the 2026 to 2028 period with an eye to the delivery of sustained value creation beyond this strategic horizon.
Our ambition is anchored on three pillars:
- Stronger Relationships – deepening engagement and primacy with customers
- Simpler Business – creating operating leverage and agility through structural efficiency
- Resilient Company – reinforcing trust, stability and disciplined risk management
Our investment case
Bank of Ireland has an unrivalled market position and franchise breadth in our highly attractive home market. Our Strategy 2028 will deliver disciplined growth and momentum and create significant operating leverage. This will translate into significant shareholder value through delivering strong capital generation and accelerating returns, momentum we expect to continue to 2030.
H1 interim results 2026
€1.7bn
Net interest income
+2% y/y
+7%*
Irish loans
+3%*
Everyday Banking deposits
AuM +18%*
€960m
Profit before tax
+33% y/y
ROTE
14.4%
+330bps y/y
Capital generation
135bps; (15.5% CETI**)
Dividend
39c
+56% y/y
Latest news and insights
Bank of Ireland scales up AI across the Group
We are moving beyond individual use cases and building the capability to use AI at scale across Bank of Ireland Group. Card services, fraud protection, customer tools, colleague support – just some of the areas working quicker and better with AI.
AI technology now assesses c2.9 million transactions every day for fraud, while the Bank’s Benefits Finder has identified €55 million in potential tax refunds.
AI is also improving customer service, reducing Contact Centre call transfers by more than 40%, while 127 million AI-powered spending insights were delivered to customers last year.
Read the full article in our Press Room
Bank of Ireland demonstrates its commitment to the Agri sector
As the leading lender to the farming sector, our aim is to support our farmers and agri-businesses through challenging times while continuing to plan for the future.
Exceptionally dry conditions have increased feeding costs for farmers, creating short-term cashflow pressures. In response, Bank of Ireland quickly introduced a discounted Working Capital Loan for farmers facing temporary cashflow pressures.
Financial support for agriculture must also focus on long-term sustainable goals. Enviroflex, a sustainability-linked finance offering provides discounted flexible finance to eligible farmers undertaking environmental and sustainability improvements.
Read more on Enviroflex and Working Capital Loan.
Consumers drive towards EVs accelerates
Bank of Ireland’s Spending Pulse analysis for September found that the transition towards electric vehicles continues to strongly progress. Spending on public EV chargers was up 41% in comparison to September last year.
Highlighting its commitment to this EV transition, Bank of Ireland launched a new EV Marketplace, the first of its kind in Ireland. Developed in partnership with Nevo – Ireland’s only dedicated EV platform, designed to help drivers research, compare, and transition to electric motoring – the new digital marketplace aims to make it radically simpler and quicker for consumers to switch to electric vehicles.
Read more on EV Marketplace
Our brands
Our careers and people
Our greatest asset walks in and out of our offices every day; our people. That’s why we strive to look after their personal and professional development and the growth of their careers.
Our stories
Stay up to date with news, stories and insights from colleagues across the group.
Neuroinclusion
We have taken significant strides in our journey to become a more neuroinclusive employer.
Your future starts here
Learn about life at Bank of Ireland, explore what matters to us, and discover opportunities to grow your career.
Graduate programme
We’re dedicated to bringing in a diverse range of people from various academic, societal and geographical backgrounds to help us grow.