Management Structure

  • Sean Crowe – Chief Executive, Markets and Treasury

    Sean Crowe - Group Treasurer

    Sean Crowe
    Chief Executive, Markets and Treasury

    Sean Crowe was appointed Chief Executive, Markets and Treasury, in March 2018. Sean joined the Bank of Ireland Group in 1993 and has worked as Head of Markets for Global Markets and Managing Director for Fixed Income, Property and Alternative Product for Bank of Ireland Asset Management. He held the position of Group Treasurer from November 2008 to March 2018, and has been a member of the Group Executive Committee since 2014. Sean is a Director of New Ireland Assurance Company plc and of Bank of Ireland Mortgage Bank.

    Before joining the Group, he worked as a Senior Fund Manager with Eagle Star Investment Managers. Sean is a graduate of the University of Limerick and is a member of the CFA Institute.

  • Henry Dummer – Chief Marketing Officer

    Henry Dummer - Chief Marketing Officer

    Henry Dummer
    Chief Marketing Officer, Bank of Ireland

    Henry joined Bank of Ireland as Chief Marketing Officer on the 1st June 2018. Prior to this Henry held the position of Group Marketing Director for Consumer and Business at eir, delivering an impactful rebrand for the company.

    Previous to that, he held the roles of Marketing Director at Tesco Ireland, and Customer Marketing Director at Diageo Ireland. Before moving to Ireland in 2006, Henry worked in consumer marketing roles at GlaxoSmithKline and Mars UK, successfully managing marketing agendas through periods of growth and change.

  • Matt Elliott – Chief People Officer

    Tom Hayes - Chief Executive Officer, Corporate Banking

    Matt Elliott
    Chief People Officer

    Matt Elliott was appointed to the role of Chief People Officer in February 2019.

    Prior to that he was Group People Director with Virgin Money. Under Matt’s leadership Virgin Money introduced the UK Senior Managers Regime (SMR) and worked closely with the Virgin Money Board to successfully introduce and implement a new variable remuneration scheme for all employees.

    A passionate advocate for inclusion and diversity, Matt appeared as a leading ally in the 2018 Financial Times lists for gender (HERoes), ethnicity (EMpower) and LGBT+ (OUTstanding), the only person to appear in all three lists.

  • Tom Hayes – Chief Executive Officer, Corporate Banking

    Tom Hayes - Chief Executive Officer, Corporate Banking

    Tom Hayes
    Chief Executive Officer, Corporate Banking

    Tom Hayes joined the Bank of Ireland Group in 1979 and held various roles in Retail Banking before joining Corporate Banking in 1989. He was appointed Head of Leveraged Acquisition Finance in 2000 and Chief Executive, Corporate Banking in January 2006.

    Under his leadership, Corporate Banking has consolidated its leading position as the No 1 Corporate Bank in Ireland with strong niche businesses internationally in mid-market leveraged finance, property lending and UK Corporate.

    Tom, who is a Banking and Finance graduate from University College Dublin, is a Fellow of the Institute of Banking in Ireland.

  • Gavin Kelly – Chief Executive Officer Retail Ireland

    Gavin Kelly - Chief Executive Officer Retail Ireland

    Gavin Kelly
    Chief Executive Officer Retail Ireland

    Gavin Kelly was appointed Chief Executive Office, Retail Ireland, in March 2018. In this role, Gavin oversees the provision of banking products and related financial services to personal, business and wealth management customers including deposits, mortgages, consumer and business lending, credit cards, current accounts, money transmission services, commercial finance, asset finance, general insurance, and the New Ireland Assurance Company. Since January 2019, he is President of the Banking and Payments Federation, Ireland (BPFI).

    Gavin joined Bank of Ireland in 2007 and has held a number of senior management positions. These include Group Chief Information Officer, Director – Distribution Channels for Retail Ireland, Head of Consumer Banking, and Head of Cards and Current Accounts. Before joining the Group, Gavin held a number of senior product and marketing roles in Permanent TSB, having previously worked in branch banking and marketing at AIB. Gavin holds a Commerce Degree and a MBS from University College Dublin. He is also a Certified Bank Director and a Fellow of the Institute of Banking. He is currently a director on the board of New Ireland Assurance Company.

  • Francesca McDonagh – Group Chief Executive

    Francesca McDonagh - Group Chief Executive Officer

    Francesca McDonagh
    Group Chief Executive Officer and Executive Director of the Board and the Court

    Francesca was appointed Group Chief Executive Officer in October 2017. She joined the Group from the HSBC Group, where she held a number of key senior management roles over a twenty year period including Group General Manager and Regional Head of Retail Banking and Wealth Management, UK and Europe; Regional Head of Retail Banking and Wealth Management, Middle East and North Africa; and Head of Personal Financial Services, Hong Kong.

    Francesca is a very experienced global retail banker, with an exceptional track record, both in terms of financial performance and her leadership of transformation to drive future results in a range of increasingly senior banking roles, and in a range of countries and operating structures. She brings to the Board a leadership style characterised by strong, commercial results orientation and a clear strategic vision, with significant customer empathy.

    Francesca is a member of the PRA Practitioner Panel. She has previously served on the Board of the British Bankers’ Association (BBA), where she was Deputy Chair and on the Board of the National Centre for Universities and Business in the UK. Francesca has a Bachelor of Arts Degree in Politics, Philosophy and Economics from Oxford University.

    Term of Office
    Appointed to the Board and the Court in October 2017.

    Independent
    No.
    External Appointments
    None
    Committee Membership
    None.
  • Ian McLaughlin – Chief Executive, Bank of Ireland (UK) plc

    Ian McLaughlin - Chief Executive, Bank of Ireland (UK) plc

    Ian McLaughlin
    Chief Executive, Bank of Ireland (UK) plc

    Ian joined Bank of Ireland in December 2019 as Chief Executive Officer of Bank of Ireland (UK) plc and Retail UK Division. He has over 25 years financial services experience, having joined Bank of Ireland from Royal Bank of Scotland, where he held the roles of Managing Director, Home Buying and Ownership and Managing Director Specialist Banking. Prior to this, he held a number of senior management roles at Lloyds Banking Group and Zurich Financial Services.

  • Sarah McLaughlin – Group Secretary & Head of Corporate Governance
    Sarah McLaughlin
    Group Secretary & Head of Corporate Governance

    Bio coming soon.

  • Vincent Mulvey – Group Chief Risk Officer

    Vincent Mulvey - Group Chief Risk Officer

    Vincent Mulvey
    Group Chief Risk Officer

    Appointed Group Chief Risk Officer in Q1 2017, Vincent is responsible for recommending Risk Appetite to the Board, developing the Group’s Risk Framework and for enterprise risk reporting. In addition to direct oversight of Credit, Market and Operational risk, Vincent has direct management responsibility for Challenged Commercial and Corporate loans. He was appointed to the Group Executive Committee in 2009 as the Chief Credit and Market Risk Officer, having been Head of Group Credit from 2005.

    Vincent has over 30 years’ banking experience. Prior to risk management he worked in both Retail and Corporate Banking Businesses across customer facing and portfolio management roles.

    Vincent is a Fellow of the Association of Chartered Certified Accountants, a Fellow of the Institute of Banking and was a bank scholarship student at National University of Ireland, Galway, from which he holds a Bachelor of Commerce Degree. He is also a serving Member of the Risk Management Association (RMA) Editorial Board.

  • Jackie Noakes – Group Chief Operating Officer
    Jackie Noakes - Group Chief Operating Officer

    Jackie joined Bank of Ireland as Chief Operating Officer in August 2018. In her role as Chief Operating Officer she will oversee a range of services across technology, infrastructure and operations.

    A Tipperary native, Jackie’s career has been largely in the UK where she has held a number of senior positions in the financial services sector, most recently at Legal & General (UK) as CEO of Mature Savings. Jackie also held the roles of Managing Director of Legal & General’s Savings business, as well as Group IT & Shared Services Director and Chief Operating Officer for the firm’s largest operating entity, Legal & General Assurance Society.

    As a member of the UK’s Financial Advice Market Review (FAMR) industry expert panel, Jackie led the FAMR working group response covering Employer Best Practice. Prior to her time at Legal & General, she spent 13 years with American Express where she held the role of IT Vice President of American Express Bank Business Solution Delivery services.

    Jackie has also held roles with IBM (Australia), Blue Cross & Blue Shield (USA), Sun Alliance (UK) and Fireman’s Fund Insurance (UK & USA), Bank of Ireland (Dublin) and Ericsson (Sweden & Ireland). She studied IT and Data Processing at University of Limerick and holds MIT Certificates in Fintech Future Commerce and AI in Business Strategy.

  • Myles O’Grady – Group Chief Financial Officer

    Myles O'Grady

    Myles O’Grady
    Group Chief Financial Officer

    Myles joined the Group in June 2019 as Director of Commercial Partnering Ireland and was appointed to the role as Chief Financial Officer in October 2019. He is a leading finance professional with 30 years’ experience, including senior roles across retail, business and investment banking, with significant international banking and financial services experience.

    Myles has extensive local market knowledge from working with AIB Group, where he was Group Director of Finance and Investor Relations and had a lead role in the June 2017 IPO. In addition, Myles held senior positions in international financial services organisations including Citibank and Dresdner Kleinwort Benson

    Myles has significant expertise working with international and domestic regulators, government and state authorities, investors, market analysts and international investment banks. He is also experienced across strategy development, business restructuring and recovery, Finance function transformation, investor relations and IPOs.

  • Mark Spain – Chief Strategy Officer
    Mark Spain

    Mark was appointed to the Group Executive Committee in July 2019 following his appointment as Chief Strategy Officer in April 2019. He previously held a number of senior management positions in Bank of Ireland including Director of Group Investor Relations,
    Director of Group Finance and most recently UK Commercial Director.

    Before joining Bank of Ireland, Mark served as a Director of IBI Corporate Finance, where he gained extensive M&A and capital markets experience, advising a number of leading
    Irish companies including Bank of Ireland.

    Prior to this, he was a senior manager in Diageo plc’s M&A function based in London. He has more than 30 years’ experience in financial and accounting roles. Mark is a Fellow of the Institute of Chartered Accountants in Ireland, having qualified with KPMG.

  • Oliver Wall – Chief of Staff & Head of Corporate Affairs

    Oliver Wall - Chief of Staff & Head of Corporate Affairs

    Oliver Wall
    Chief of Staff & Head of Corporate Affairs

    Oliver Wall joined Bank of Ireland as Group Chief of Staff in 2017 taking on additional responsibility as Head of Corporate Affairs in 2019. Oliver previously held a range of roles in both the public and private sectors, including working in the Department of The Taoiseach during Ireland’s 2013 Presidency of the Council of the EU. Oliver joined Bank of Ireland from HSBC where he was Head of External Affairs UK and Europe. Prior to this, Oliver was Regional Head of Political Engagement, Europe for HSBC. Oliver, an Irish national, is a graduate of NUI Galway.

Directors

The Board of Directors of Bank of Ireland Group plc
The Court of Directors of The Governor and Company of the Bank of Ireland

  • Patrick Kennedy – Chairman and Non-Executive Director of the Board,
    Governor and Non-Executive Director of the Court

    Patrick was Chief Executive of Paddy Power plc from 2006 to 2014. He served as an Executive Director of Paddy Power plc since 2005 and a Non-executive Director since 2004, during which time he served as Chairman of the Audit Committee. He was a member of the Risk Committee of Paddy Power plc from 2006 to 2014. Prior to joining Paddy Power plc, Patrick worked at Greencore Group plc for seven years where he was Chief Financial Officer and also held a number of senior strategic and corporate development roles. Patrick also worked with KPMG Corporate Finance in Ireland and the Netherlands and as a strategy consultant with McKinsey & Co. in London, Dublin and Amsterdam.

    As an experienced Chief Executive Officer and Finance Director, Patrick has in-depth knowledge of international business, management, finance, corporate transactions, strategic development and risk management through his involvement in Paddy Power plc, Elan Corporation plc (where he was Chairman of the Leadership, Development and Compensation Committee and a member of the Transaction Committee), Greencore Group plc and McKinsey & Co. He is a Fellow of Chartered Accountants Ireland.

    Term of Office
    Appointed to the Court in July 2010 and Governor since August 2018.
    Appointed to the Board in March 2017 and Chairman since August 2018.
    Independent
    Yes.
    External Appointments
    Chairman and the Chair of the Audit, Risk, Remuneration and Nomination Committees of Cartrawler.
    Committee Membership
    Chair of the Nomination, Governance and Responsible Business Committee since August 2018 and Member since September 2014.
    Member of the Risk Committee from January 2011 to July 2018 and Chair from July 2016 to July 2018.
    Member of the Audit Committee from July 2016 to July 2018.
  • Evelyn Bourke – Non-Executive Director of the Board and the Court

    Evelyn was appointed CEO of BUPA Group in July 2016, having been Acting Group CEO from April 2016. She is also a member of the Bupa Board.

    Evelyn has a strong track record in global executive management and extensive experience in financial services, risk and capital management, and mergers and acquisitions. She joined Bupa as CFO in September 2012, from Friends Life Group, where she was Chief Executive Officer of its Heritage division. Previously at Friends Provident, she was the Executive Director responsible for strategy, capital and risk and, prior to that, Chief Financial Officer. She was previously a non-executive Director of the IFG plc, Dublin, where she was Chair of the Board Risk Committee.

    Evelyn’s earlier career was spent at Standard Life Assurance plc, Chase De Vere Financial Solutions, St. James’s Place, Nascent Group, Tillinghast Towers Perrin, in the UK, and Lifetime Assurance and New Ireland Assurance in Dublin. She is a qualified actuary and holds an MBA from London Business School.

    Term of Office
    Appointed to the Court in May 2018.

    Independent
    Yes.
    External Appointments
    Group Chief Executive Officer of British United Provident Association Limited.
    Committee Membership
    Member of the Audit Committee since May 2018.
    Member of the Nomination, Governance and Responsible Business Committee since May 2018.
  • Ian Buchanan – Non-Executive Director of the Board and the Court

    Ian is an independent board director and senior advisor with extensive technology, digital, business transformation and customer operations experience gained through his work in a number of international retail, commercial and investment banks. He is currently a Senior Advisor to Cerberus Capital Management.

    Ian was previously the Group Chief Information Officer for Barclays Plc and Chief Operating Officer for Barclaycard until 2016. Before joining Barclays in 2011, he was Chief Information Officer for Société Générale Corporate & Investment Banking (2009-2011), a member of the public board and Group Manufacturing Director of Alliance & Leicester Plc (2005-2008), and a member of the executive committee and Chief Operations & Technology Officer of Nomura International (1994-2005). Mr. Buchanan’s earlier career was spent at Credit Suisse, Guinness, and BP.

    He holds a Bachelor of Science degree in Physics from the University of Durham.

    Term of Office
    Appointed to the Board and the Court in May 2018.

    Independent
    Yes.
    External Appointments
    None.
    Committee Membership
    Member of the Risk Committee since May 2018.
    Director, Bank of Ireland (UK) plc since September 2018 and member of its Risk Committee since October 2019.
  • Richard Goulding – Non-Executive Director of the Board and the Court

    Richard held the role of Group Chief Risk Officer and Director at Standard Chartered Bank where he was a member of the Group Executive Committee, prior to which he held the role of Chief Operating Officer, Wholesale Banking Division. Before joining Standard Chartered in 2002, he held senior executive positions with Old Mutual Financial Services in the U.S., UBS Warburg/ SBC Warburg, London and Switzerland, Astra Holding plc, Bankers Trust Company and the Midland Bank Group, London.

    Richard has extensive risk management and executive experience in a number of banks with an international profile, and brings a strong understanding of banking and banking risks, with a deep knowledge of operational risk. He is a qualified Chartered Accountant (South Africa), having previously obtained a Bachelor of Commerce degree and postgraduate degree in finance from the University of Natal, South Africa.

    Term of Office
    Appointed to the Board and Court in July 2017.
    Independent
    Yes.
    External Appointments
    Non-executive Director of Citigroup Global Markets Limited, where he is Chairman of the Risk
    Committee and a member of the Audit, Remuneration and Nomination Committees.
    Non-executive Director of Zopa Financial Services Limited, where he is Chairman of the Risk Committee and a member of the Audit, Nomination and Remuneration Committees.
    Committee Membership
    Member of the Risk Committee since July 2017 and Chairman since August 2018.
    Member of the Remuneration Committee since July 2017.
    Member of the Audit Committee since August 2018.
  • Patrick Haren – Deputy Chairman, Senior Independent Director and Non-executive Director of the Board.
    Deputy Governor, Senior Independent Director and Non-executive Director of the Court.

    Patrick is a former CEO of the Viridian Group, having joined Northern Ireland Electricity (NIE) in 1992 as Chief Executive. He previously worked with the ESB, including as Director – New Business Investment and also served as a board member of Invest Northern Ireland for a number of years.

    Patrick is an experienced Chief Executive Officer who has gained extensive strategic, corporate development and transactional experience, having led the privatisation of NIE by IPO and grown the business under the new holding company Viridian through to 2007, positioning the company as the market leader in independent electricity generation and supply in competitive markets in Ireland, North and South. He is a past director of Bank of Ireland (UK) plc where he also served as Chair of the Remuneration Committee and a member of the Nomination Committee. He was awarded a knighthood in 2008 for services to the electricity industry in Northern Ireland. Patrick acts as an Advisor to Green Sword Environmental Limited and he is a member of the Institute of Directors (UK).

    Term of Office
    Appointed to the Court in January 2012 and Deputy Governor since August 2018.
    Appointed to the Board in March 2017 and Deputy Chairman since August 2018.
    Independent
    Yes.
    External Appointments
    Advisory role to Green Sword Environmental Ltd.
    Committee Membership
    Member of the Remuneration Committee from January 2012 to January 2020 and Chairman from May 2015 to January 2020.
    Member of the Audit Committee from January 2012 to July 2018.
    Member of the Nomination, Governance and Responsible Business Committee since November 2015.
  • Francesca McDonagh – Group Chief Executive Officer and Executive Director of the Board and the Court

    Francesca was appointed Group Chief Executive Officer in October 2017. She joined the Group from HSBC Group, where she held a number of senior management roles over a twenty year period including Group General Manager and Regional Head of Retail Banking and Wealth Management, UK and Europe, Regional Head of Retail Banking and Wealth Management, Middle East and North Africa, and Head of Personal Financial Services, Hong Kong.

    Francesca is a very experienced global retail banker, with an exceptional track record, both in terms of financial performance and her leadership of transformation to drive future results in a range of senior banking roles, and in a range of countries and operating structures. She brings to the Board a leadership style characterised by strong commercial results orientation and a clear strategic vision, with significant customer empathy.

    Francesca is a member of the PRA Practitioner Panel. She has previously served on the Board of the British Bankers’ Association (BBA), where she was Deputy Chair, and on the Board of the National Centre for Universities and Business in the UK. Francesca has a Bachelor of Arts Degree in Politics, Philosophy and Economics from Oxford University.

    Term of Office
    Appointed to the Board and the Court in October 2017.
    Independent
    No.
    External Appointments
    Director of Ibec Company Limited By Guarantee
    Committee Membership
    None.
  • Fiona Muldoon – Non-Executive Director of the Board and the Court

    Fiona was a Group Chief Executive of FBD Holdings plc and FBD Insurance plc, one of Ireland’s largest property and casualty insurers, from August 2015 to May 2020.

    She served from 2011 to 2014 with the Central Bank of Ireland including as Director, Credit Institutions and Insurance Supervision. She also spent 17 years of her career with XL Group in Dublin, London and Bermuda, where she worked in various senior financial management positions with responsibilities for corporate treasury and strategic activities including capital management, rating agency engagement, corporate development, corporate finance, liquidity, foreign exchange and cash management.

    Fiona has significant experience in governance, regulatory compliance and financial oversight and is an experienced financial services professional. She has significant previous experience within a financial institution with an international focus. Fiona has a Bachelor of Arts Degree from University College Dublin and is a Fellow of Chartered Accountants Ireland.

    Term of Office
    Appointed to the Court in June 2015.
    Appointed to the Board in March 2017.
    Independent
    Yes.
    External Appointments
    None.
    Committee Membership
    Member of the Risk Committee since November 2015.

    Member of the Nomination, Governance and Responsible Business Committee since January 2019.

    Member of the Audit Committee since May 2020.
  • Patrick Mulvihill – Non-Executive Director of the Board and the Court

    Patrick spent much of his career at Goldman Sachs, retiring in 2006 as Global Head of Operations covering all aspects of Capital Markets Operations, Asset Management Operations and Payment Operations. He previously held the roles of Co-Controller, Co-Head of Global Controller’s Department, covering financial / management reporting, regulatory reporting, product accounting and payment services. He was also a member of the firm’s Risk, Finance and Credit Policy Committees.

    Patrick has over twenty years’ experience of international financial services and has held a number of senior management roles based in London and New York with Goldman Sachs. As a result, he has an in-depth knowledge of financial and management reporting, regulatory compliance, operational, risk and credit matters within a significant financial institution with an international focus. Patrick is a Fellow of Chartered Accountants Ireland and Associate of the Institute of Directors.

    Term of Office
    Appointed to the Court in December 2011.
    Appointed to the Board in March 2017.
    Independent
    Yes.
    External Appointments
    Non-executive Director of International Fund Services (Ireland) Limited.
    Director of Beachvista Limited.
    Committee Membership
    Member of the Audit Committee since December 2011 and Chairman since April 2018.
    Member of the Risk Committee from December 2011 to May 2017 and from January 2018 to date.
  • Steve Pateman – Non-Executive Director of the Board and the Court

    Steve acts as an Advisor to Aurora Group, where he was the Chief Executive Officer from April 2020 to August 2020. Prior to this, Steve was Chief Executive Officer of Hodge Group from January 2019 to March 2020, and a Chief Executive Officer of Shawbrook Bank Limited from October 2015 to December 2018. He joined Shawbrook from Santander UK, where he was Executive Director and Head of UK Banking and was responsible for the bank’s Corporate, Commercial, Business and Retail Banking operations as well as Wealth Management. He also held a number of senior positions at Santander UK, Royal Bank of Scotland and NatWest. Steve was appointed Vice President of the Chartered Bankers Institute in June 2017. He was Director of The Mortgage Lender Limited from May 2018 to January 2019.

    Steve brings to the Board the strategic insights of a Chief Executive Officer of a UK Bank and a strong lending and credit background with deep commercial experience including the operational challenges facing lending institutions. He is a Fellow of the Chartered Banker Institute and was awarded an Honorary Doctorate from the University of Kent for services to banking.

    Term of Office
    Appointed to the Board and the Court in September 2018.
    Independent
    Yes.
    External Appointments
    Advisory role to Arora Group.
    Committee Membership
    Member of the Audit and Risk Committees from September 2018.
    Member of Remuneration Committee from September 2018 and Chairman since January 2020.
  • Eileen Fitzpatrick – Non-Executive Director of the Board and the Court

    Eileen has extensive capital markets and public sector experience, and has held a number of senior roles in both the asset management and stockbroking industries. Eileen joined the NTMA in 2006 as a Director, where she oversaw the Alternative Assets Investment Programme,for the National Pensions Reserve Fund. Eileen was subsequently appointed as head of NewERA at the NTMA, a position she held from November 2011 to January 2019.

    Prior to her appointment at the NTMA Eileen was Chief Executive Officer at AIB Investment Managers from 2000 to 2006. From 1987 to 2000 Eileen held a number of senior investment and stockbroking positions, including with AIB Investment Managers, Goodbody Stockbrokers, National City Brokers and Montgomery Govett. Eileen has served in a number of non-executive positions including as Chairman of the Irish Association of Investment Managers, as a Board Member of the Chartered Accountants Regulatory Board, as a Member of the Government’s Top Level Appointments Committee, and as a Member of the Governing Body of University College Dublin. She is a graduate of University College Dublin where she completed a PhD in Science in 1986.

    Eileen joined a number of KKR investment management firms in Ireland in March 2020 as Non-Executive Director and she was appointed Non-Executive Director of Respond Housing Association in April 2020 and Non-Executive Director of Urbeo Residential Limited in July 2020. Eileen is the Workforce Engagement Director of the Board.

    Term of Office
    Appointed to the Board and the Court in May 2019.
    Independent
    Yes.
    External Appointments
    Chairman of the Outside Appointments Board, Department of Public Expenditure and Reform.
    Non-Executive Director of a number of KKR investment management firms in Ireland.
    Non-Executive Director of Urbeo Residential Limited and Respond Housing Association.
    Committee Membership
    Member of the Audit and Remuneration Committees from May 2019.
    Workforce Engagement Director from January 2020.
  • Michele Greene – Non-Executive Director of the Board and the Court

    Michele has over 25 years’ experience of financial services and retail banking, particularly in the areas of payments and digital innovation. She held the role of Managing Director of Virgin Money’s Digital Bank until July 2018, prior to which she was Director of Strategic Development, responsible for the Bank’s future development. Michele joined Virgin Money initially as Director of Banking, with responsibility for building the Bank’s new credit card business. Before joining Virgin Money, she was CFO of MBNA Europe where she held executive positions on the boards of MBNA Europe Ltd and Premium Credit Finance Limited.

    Michele’s earlier career was spent at Goldman Sachs, Credit Lyonnais and KPMG. She has a Master’s Degree from Trinity College Dublin and is a fellow of the Institute of Chartered Accountants Ireland.

    Term of Office
    Appointed to the Board and Court in December 2019.
    Independent
    No – Michele was nominated to join the Board by the Minister for Finance.
    External Appointments
    Mololo Limited
    Committee Membership
    Member of the Risk Committee since December 2019.
  • Myles O’Grady – Group Chief Financial Officer and Executive Director of the Board and the Court

    Myles has 30 years’ experience as Finance professional with over 25 years in financial services. Prior to joining the Group he was Chief Financial Officer at D|Res Properties, an Irish homebuilding and property development company. Previously, he was Group Director of Finance & Investor Relations at AIB Group, an Irish financial services group operating predominately in the Republic of Ireland and the UK. Myles’ earlier career was spent at Citibank, Dresdner Kleinwort Benson and AIB Bank.

    Myles has significant expertise working with international and domestic regulators, government and state authorities, investors, market analysts and international investment banks. He is also experienced across strategy development, business restructuring and recovery, Finance function transformation, investor relations and IPOs.

    Term of Office
    Appointed to the Board and Court in January 2020.
    Independent
    No
    External Appointments
    None.
    Committee Membership
    None.