Customer information: European bank holiday: Friday, 1 May 2026

Friday, 1 May 2026 is a bank holiday in many European countries. It is not a bank holiday in Ireland and Bank of Ireland will be open for business. However, payments from other banks into your account on Friday, 1 May 2026 may not be credited until Tuesday, 5 May 2026. This is due to the European bank holidays, the weekend and the Irish bank holiday on Monday, 4 May.

Please note: Payments between Bank of Ireland accounts, SEPA Instant payments and Zippay payments will not be affected.

Outgoing payments

International payments (standard and urgent non‑euro payments, as well as euro payments made outside the EU/EEA)

• International payments made on Friday, 1 May 2026 will be processed as usual.

• However, if the payment is routed through an intermediary bank based within the EU, processing may be delayed until Monday, 4 May 2026.

Standing orders

• Standing orders scheduled to leave your account on Friday, 1 May 2026 will be processed as usual.

SEPA direct debits

• Direct debits scheduled to leave your account on Friday, 1 May 2026 will be debited on the next working day, Tuesday, 5 May 2026.

SEPA euro payments from non Bank of Ireland accounts (including Ireland)

Incoming SEPA Euro Payments

• Payments sent from other banks on Thursday, 30 April, with a payment date of Monday, 4 May, will be credited to your account at approximately 9:30pm on Friday, 1 May.

• There will be no incoming payments on Friday, 1 May.

Incoming SEPA Instant Payments

• Instant payments from other banks due into your account on Friday, 1 May 2026 will be credited as usual.

Fraud Prevention

Be mindful of fraud. Bank of Ireland will never send you a text message or email containing a link to a login page or a website asking you to share your banking or other personal details. If someone asks you for a one-time code from a text or from your Approve app, they are almost certainly a fraudster. Please never share those codes with anyone, even if they say they are from Bank of Ireland (they won’t be). For more information on how you can protect your business from fraud, visit the Bank of Ireland Security Zone.

Help Protect your business from scam calls, payment redirection scams, CEO fraud and more. And remember, if someone asks you for a one-time code from your Approve app, they are very likely to be a fraudster.

Friday, 1 May 2026 is a Bank Holiday in many EU countries, but not in Northern Ireland & Great Britain. This means that the official European Euro settlement mechanisms are closed on this day.

As a result there are some changes to the timelines associated with processing the below payment types on Friday 1st May:

• SEPA UK payments (Inbound & Outbound)

Only Euro payments are impacted. There is no impact to domestic payments made in Sterling in NI/GB.

Please note: Normal charges will apply for same day domestic and same day euro payments to EU/EEA countries where the Actual Credit Date does not occur on the same day due to the European Euro settlement mechanisms being closed.

Incoming SEPA UK Payments

Payments from other banks due into your account on Friday, 1 May 2026 may not be credited until Tuesday, 5 May 2026.

Outgoing SEPA UK Payments

*Majority of UK Banks will credit on Monday, 4 May.

Note: International payments (Standard and Urgent non euro payments and euro payments outside/inside the EU/EEA) will process as normal

Be mindful of fraud. Bank of Ireland will never send you a text message or email containing a link to a login page or a website asking you to share your banking or other personal details. Please never share these details with anyone, even if they say they are from Bank of Ireland (they won’t be). For more information on how you can protect you or your business from fraud, visit Bank of Ireland UK Security & Fraud.