How can I use the information included in the Cross-Border Payments message?

The message will help you to compare costs when using your debit card or your credit card in future in the same EEA country/currency.

To help customers do this, the notification will contain the following:

Name of Payee or Retailer – where the transaction was made. This may be the name of the retailer or holding company
% Mark Up – The percentage mark-up will reflect the difference between:
- what you will pay through Bank of Ireland (inclusive of the foreign exchange rate and charges that we apply) AND
- what you would pay if the transaction was carried out at the latest available ECB rate (with no charges applied).
Total transaction amount - This is the total cost of the transaction including the cross border handling fee.

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