About Bank of Ireland
We are a leading financial services group operating in Ireland, the UK and international markets. Across Bank of Ireland Group, we provide a full range of retail, corporate and commercial banking services and market leading wealth management, life, pensions and investments to over 4 million customers.
Message from our Group CEO
“We are setting out our strategic direction to 2028 which sees Bank of Ireland building stronger relationships, a simpler business, and a resilient company. We will seize the opportunity in Ireland’s growing economy. We will harness the strength of Bank of Ireland UK and our Corporate and Commercial businesses. We will realise the power in our brands – Bank of Ireland, Davy, New Ireland and Bank of Ireland UK – to serve customers at every step and stage of their financial lives. And, we will continue to play a very positive societal role wherever we do business.”
Myles O’Grady, Group Chief Executive
Full year 2025 results and strategy update
The next three years
We have updated our strategy for the 2026 to 2028 period with an eye to the delivery of sustained value creation beyond this strategic horizon.
Our ambition is anchored on three pillars:
- Stronger Relationships – deepening engagement and primacy with customers
- Simpler Business – creating operating leverage and agility through structural efficiency
- Resilient Company – reinforcing trust, stability and disciplined risk management
Our investment case
Bank of Ireland has an unrivalled market position and franchise breath in our highly attractive home market. Our Strategy 2028 will deliver disciplined growth and momentum and create significant operating leverage. This will translate into significant shareholder value through delivering strong capital generation and accelerating returns, momentum we expect to continue to 2030.
2025 full year financial results
€3.37bn
Net interest income
€1.4bn
Profit before tax
Supported by growth particularly in Ireland with Irish loans and deposits both +6%
€1.2bn
Total shareholder distribution
#1
In mortgages, SME deposits and commercial banking
AuM +9%
to a record
€60bn
Capital generation
of 270 basis points; CET1 ratio 15.1%
Latest news and insights
Ireland’s new Youth Mind and Money Report launches
Examining youth attitudes towards finances, happiness and what success means to them with health, job security, and home ownership the top markers of success.
The survey offers a snapshot of how young people across Ireland are feeling about finances, success and their wellbeing. The link between financial control and mental health is clear, with 70% saying that they feel better when their finances are in check.
Early money guidance at home and school important
A nationwide Financial Literacy Score Index, commissioned by Bank of Ireland and conducted by Red C, suggests that early guidance on money at home and in school may contribute to stronger financial confidence in adulthood. While only a quarter of adults recall learning about money in school or college, the findings indicate that those who did are more likely to be financially managing or thriving today.
Ireland’s average financial literacy score is 54% – with just over half of questions answered correctly – according to the survey.
Bank of Ireland cornerstone sponsor at Ireland At MIPIM
MIPIM brings together global leaders in real estate to discuss trends, unlock opportunities, and collaborate on the future of the sector and our team of property finance experts look forward to connecting with attendees throughout the event.
As international institutional capital continues to play an essential role in Ireland’s real estate landscape, we remain committed to supporting customers, partners and investors as the market evolves.
Our brands
Our careers and people
Our greatest asset walks in and out of our offices every day; our people. That’s why we strive to look after their personal and professional development and the growth of their careers.
Our stories
Stay up to date with news, stories and insights from colleagues across the group.
Neuroinclusion
We have taken significant strides in our journey to become a more neuroinclusive employer.
Your future starts here
Learn about life at Bank of Ireland, explore what matters to us, and discover opportunities to grow your career.
Graduate programme
We’re dedicated to bringing in a diverse range of people from various academic, societal and geographical backgrounds to help us grow.