Fraudsters are sending fake emails and texts pretending to be from Bank of Ireland and other companies to customers. The messages might be mixed in with real Bank of Ireland texts or come from an unknown number. The texts often have links or a fraudulent phone number in them.
Remember, Bank of Ireland will never:
- Send you a text or email with a link directly to the login page of our online banking channels asking you to confirm or update your banking details
- Ask you to click a link in a message with an urgent warning about suspicious activity on your account
- Ask you to transfer money out of your account to protect you from fraud
- Ask you to send us back your bank card.
Don’t ever share:
- Your six-digit passcode or full 365 PIN or Business On Line credentials
- Any one-time activation codes or codes from your Business On Line Approve app
- Your four-digit card PIN.
Fraudsters use social media ads and professional-looking websites. They try to lure you in with promises of quick, easy money. You might find these bogus firms online. Often when you look for cryptocurrency, bonds or other investment opportunities.
Stop, Think, Check
- Be suspicious of any offers that promise big profits or guaranteed returns
- Always do your research, before you invest
- Make sure the firm is regulated
- Look it up on the Central Bank of Ireland register (ROI) or the Financial Conduct Authority (UK) register
- If the firm isn’t listed, don’t invest
- Check for published warning notices
- Always get independent advice.
Example of Smishing 1
Example of Smishing 2
Example of Smishing 3
