Where will the one time passcode code be sent when adding my cards to a digital wallet?

The one-time passcode will always be sent to the primary cardholder for debit cards. If the cardholder is a joint-account holder, the one-time passcode shall be sent to the number stored against the cardholder requesting to add a card on the wallet.

For credit cards, the one-time passcode will be sent to either the primary cardholder or the additional cardholder based on the phone number registered with the bank for the associated card.