How can I pay my credit card account and what are the time frames?

Paying online

To pay online, login to 365 online or the Bank of Ireland App. You can then add a payee (bill). See How to add a payee for more details. All payments take 24 hours (excluding non-working days) to reach your credit card account.

To make a payment to a Euro Credit Card from another Bank or Non-Euro Account, you may enter the details below:

  • IBAN: IE46BOFI90153899943016
  • Reference: you must add the FULL card number which appears on the front of your card

Payment times from other banks may vary due to transfer cut-off times. Please refer to sending bank for this information.

Payment by direct debit

You can take the worry out of paying your bill by setting up a direct debit for one of the following:

  • the monthly minimum of amount, 2.5%
  • a fixed percentage of the outstanding balance
  • the entire outstanding amount

Complete and return the direct debit mandate form to the address on the form.

Paying by cash in any of our branches

You can pay by cash in any of our branches using a Lodgement ATM. Cash payments made in our branches will be added to your credit card account on the same day.

Please always allow enough time for your credit card to receive your payment by the due date on your statement.

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