Deposit Notice and Withdrawal service
Both the Bank of Ireland App and 365 online offer you the convenience and flexibility of making a withdrawal or notice request without the need to go into your branch.
Important Information – Cut Off Times:
Demand Accounts: If you request a withdrawal before 5pm on a working day, the money will be credited into your account on the next working day by approximately 10pm. If you make your request after 5pm, it may take 2 working days to process.
Notice Accounts: If you request a withdrawal before 5pm on a working day your notice period will start on that date. If it is after 5pm the notice will start from the next day. Money will be credited to your account on the day your notice period elapses by approximately 10pm.
Please note
- This service is available to Republic of Ireland customers only.
- Term Deposit accounts are not eligible for this service.
- Log in to your account on the Bank of Ireland App.
- Tap 'Accounts' on the bottom menu.
- Select 'Withdraw Funds' next to eligible account.
- Complete the withdrawal details.
- Enter the 3 requested digits of your 6-digit 365 PIN.
- Swipe to approve.
Notice period required for Notice Deposit accounts:
| Account Name | Notice Period Required for Withdrawal |
| Regular Saver accounts | |
| MortgageSaver | None - you can withdraw your money on demand |
| GoalSaver | None - you can withdraw your money on demand |
| Regular Saver | None - you can withdraw your money on demand |
| 365 Monthly Saver* | None - you can now withdraw your money on demand |
| Custom Saver* | None - you can now withdraw your money on demand |
| Demand accounts | |
| Variable Rate Call account | None - you can withdraw your money on demand |
| Childsave | None - you can withdraw your money on demand |
| Notice Accounts | |
| 365 31 Day Notice | 31 calendar days |
| 31-Day Set Notice Account | 31 calendar days |
| 31-Day Set Notice Account Issue 2 | 31 calendar days |
| 60-Day Set Notice Account | 60 calendar days |
| 90-Day Set Notice Account | 90 calendar days |
| Optimum 6 Months | 31 calendar days |
*In normal circumstances, a 7 day notice period is required before you can withdraw your money. This requirement is being waived until further notice.
(List accurate as of 18 August 2021)
- Log in to your account on the 365 online.
- Select 'Withdraw Funds' next to eligible account.
- Complete the withdrawal details.
- Enter the 3 requested digits of your 6-digit 365 PIN.
- Tap the notification on your security device to open authentication screen – you will not be asked to log into your security device.
- Swipe to accept. - The notification will disappear from your device automatically or you can tap ‘Done’
A notification will be sent to the security device quoted on screen.
On your Security device – Smart device
Notice period required for Notice Deposit accounts:
| Account Name | Notice Period Required for Withdrawal |
| Regular Saver accounts | |
| MortgageSaver | None - you can withdraw your money on demand |
| GoalSaver | None - you can withdraw your money on demand |
| Regular Saver | None - you can withdraw your money on demand |
| 365 Monthly Saver* | None - you can now withdraw your money on demand |
| Custom Saver* | None - you can now withdraw your money on demand |
| Demand accounts | |
| Variable Rate Call account | None - you can withdraw your money on demand |
| Childsave | None - you can withdraw your money on demand |
| Notice Accounts | |
| 365 31 Day Notice | 31 calendar days |
| 31-Day Set Notice Account | 31 calendar days |
| 31-Day Set Notice Account Issue 2 | 31 calendar days |
| 60-Day Set Notice Account | 60 calendar days |
| 90-Day Set Notice Account | 90 calendar days |
| Optimum 6 Months | 31 calendar days |
*In normal circumstances, a 7 day notice period is required before you can withdraw your money. This requirement is being waived until further notice.
(List accurate as of 18 August 2021)