Which savings account is right for me?

Your savings are important, and we know your needs change at different stages in your life. When considering a savings account, you should ask the following questions:

What am I saving for?

To help you get into the habit of saving, a Regular Savings Account is best.

If you have a specific goal, or you know when you will need the funds, we recommend that you open a Notice Account.

How quickly can I withdraw my savings?

  • If you need to access funds straight away, a Instant Access Demand Account is best for you.
  • If you need to make larger purchases in the future, we recommend that you open a Notice Account.

How much of a return does a savings account make?

Interest rates vary depending on the account. Here are some general rules:

  • Notice Accounts produce the highest returns
  • Fixed-Term Accounts produce medium returns
  • Instant Access Demand Accounts produce low returns

Take a look at our savings products for more detailed information.

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