Difference between Apple Pay and Contactless payment?

Apple Pay enables Contactless transactions on your Apple device instead of your physical card.

Contactless payments on your physical debit or credit card have a limit of €50 per transaction. Apple Pay will allow transactions over €50* but that is only where there is enough money in the account. Or if there is an available credit limit.

You also need to authorise every transaction with Face ID, Touch ID or your passcode.