When can I transfer funds on 365 online?

First you need to add a payee then activate them. Once you have done this, you can transfer funds to them using 365 online, the mobile app or the tablet app.

I want the person I am paying to get the money in one banking day

From Monday to Friday, the payee (the person you are sending money to) can get the money you transfer to them within one banking day of the money leaving your account as long as:

  • You make the transfer before 3.30pm in Republic of Ireland or before 4.30pm in the UK
  • It is not a bank holiday and we are open for business.
  • You are transferring euro
  • The payment is covered by the covered by Payment Services Regulations (PSR),

A banking day is the next day we are open for business other than a Saturday, Sunday or bank holiday. The money will leave your account the same day and begin processing.

I am transferring after 3.30pm in Republic of Ireland or after 4.30pm in the UK

If you transfer money after 3.30pm in Republic of Ireland or after 4.30pm in the UK, the money will still leave your account on the same day but will not start processing until the next banking day.

The payee will get the funds on the next banking day (the next day we are open for business other than a Saturday, Sunday or bank holiday).

I want to transfer something other than euro

If you want to make a cross-border payment (from the Republic of Ireland only) in Sterling or another European Economic Area currency and not in euro, we will ensure the payee’s bank is paid within three banking days of the funds leaving your account. A ‘banking day’ is any day we are open for business in Ireland other than a Saturday, Sunday or bank holiday.

Transferring on Saturdays, Sundays and bank holidays

If you transfer money on Saturday, Sunday or a bank holiday, the payee will get the funds on the next banking day (the next day we are open for business in Ireland other than a Saturday, Sunday or bank holiday).

If the international (non-SEPA) transfer is not covered by Payment Services Regulations (PSR)

It may take more time to pay it into the payee’s bank account.

Last updated: October 16, 2018

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