Activate a debit card

You can activate your debit card at ATMs worldwide, wherever you see the VISA Debit logo. Until you activate your card you will not be able to make transactions online, or with a retailer (Point of Sale) including Chip and PIN or Contactless transactions.

Activation Options

You can activate your physical card by using it with your PIN at any Bank of Ireland cash machine (and most cash machines worldwide), or by making a purchase at a store checkout.

When the new physical card arrives at your address, you can activate it for online purchases through the Cards section of the Bank of Ireland app or 365 online. You can also add it to Apple Pay or Google Pay on your mobile device through the app.

Please note

You should activate your card as soon as you receive it using the 4 digit PIN you received. Your 4 digit PIN will arrive separately from your debit card.

If you have received a card to replace an expired or damaged card you can use the same PIN as your previous card.

You can change your 4 digit PIN, and more, using a Bank of Ireland ATM

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