Who can apply for an overdraft?

Anyone who holds a Personal/Graduate Current Account can apply for an overdraft if all account holders are:

  • Over 18 years of age
  • Living in the Republic of Ireland
  • Regularly employed or receiving a salary/pension

What else do I need to do when applying for an overdraft?

During the application, please include all details of any borrowing you have with any bank. This will help us process your application quickly.

How do I apply for Student lending?

Overdrafts are not available on student accounts. You can find information about student loan options on our website here: Student Lending.

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