How do I apply for an overdraft?

Personal overdrafts

You can apply for an overdraft on your sole current account online. You can also visit your local Bank of Ireland branch.

You can apply for a joint overdraft by phone on 0818 200 402. Lines are open Monday to Friday 9am to 5pm (except bank holidays).

Business overdrafts

Business customers can apply online using the Small Business Loan Application form. You can also apply over the phone, or in your local Bank of Ireland branch.

Did this answer your question?

Your answer helps us improve our Support Centre
Thank you for your feedback!
BIC/IBAN Number

Calculate your BIC/IBAN Number or find out where to find it on 365

Visit IBAN calculator
Security Zone

We're committed to keeping your information secure

Visit Security Zone
Branch Locator

Find out contact details, opening hours and more

Visit Branch Locator