Can I take a break from repayments, or reschedule them to pay over a longer time?
Yes. We are happy to discuss your borrowing needs.
Existing loan options:
If you want to restructure your current loan, please contact our team on 0818 200 334, to discuss your options. They will be happy to help you.
Our advisors are available to help Monday to Friday 9am to 5pm, except bank holidays.
If you only want to change the date that you make your loan payments on you can call 0818 200 334.
New loans:
You might be able to defer (delay) your first three monthly repayments, meaning you pay nothing for 90 days.
This option is only for customers who:
- Pay their loan back monthly, and are Bank of Ireland current account holders.
Important information about deferred payments:
- The delayed payments are spread over the rest of the term of the loan.
- You need to apply for this and get our agreement before you drawdown the loan money.
- Choosing this option will make the cost of your loan higher.