Can I reduce my buildings sum insured?

• If the reinstatement value of your property has reduced you may be able to reduce your home insurance (buildings cover) premium. The Society of Chartered Surveyors Ireland has a useful calculator that will give an indication of your reinstatement cost.

  If you do reduce your premium, you will need to send a printout of the reinstatement calculation along with a copy of your new home insurance schedule to us at the address below.

• If you have more than four bedrooms you will need to get a valuation of your property from a Bank approved valuer. Call us on 01 6113333 or talk to your mortgage specialist for more information.