Can I have more than one pension?

Yes, you can contribute to several pension plans.

Your individual tax relief will remain the same for total contribution you make to all pension plans. More information can be found from website.

Personal and Company Pension schemes

You must have separate and distinct sources of income to operate a personal pension plan and be in a company pension plan.

Similarly if you are in a company pension plan (and have no separate source of earnings) you will only be able to claim tax relief on Additional Voluntary contributions (AVCs) made to either:

  • A company pension plan, or
  • An AVC Personal retirement Savings Account (PRSA)

In this situation, you cannot claim tax relief on contributions made to a PRSA unless you have a separate and distinct source of income

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