What is a credit enquiry?

A credit enquiry is where lenders request your credit report from the Central Credit Register when you apply for a loan of €500 or more. This includes the following:

  • Loans
  • Overdrafts
  • Mortgages
  • Credit Cards
  • Letter of Credit Facilities

The Central Credit Register credit report contains your credit history and current credit performance. The credit report will help us with your application.

Can I request a Central Credit Register report?

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