How many years can I repay the loan over?

Choose the repayment term that suits you. You can spread your repayments over any period up to five years for most loans, up to 7 years for some Home Improvement Loans, or up to one year in the case of a Holiday Loan. This will effect:

• the amount you pay each month, and
• the total cost of the loan over the term of the loan.

See our Loan calculator for an idea of what your payments may be over a longer (5 years) or shorter term (1 year).