How do I cancel an overdraft?
You can cancel a personal overdraft with us over the phone or in your branch. To cancel an overdraft your account must be in credit.
Cancellation of overdrafts are permanent. If you require an overdraft in the future you must apply for an overdraft facility online.
My account is in credit
Once your account is in credit please call us on:
|RoI Tel: 0818 365 365||8am-midnight||9am-6pm||9am-6pm|
|GB & NI Tel: 03457 365 555 or + 353 1 404 4000||8am-midnight||9am-6pm||9am-6pm|
|Outside these locations Tel: + 353 1 404 4000||8am-midnight||9am-6pm||9am-6pm|
Please note that your account must remain in credit during the cancellation process. Your account should remain in credit for 24 hours. For example: for an overdraft of €1,000 and you wish to cancel this overdraft your account balance must stay above €0 to allow this cancellation to take effect.
How do I get my account in credit?
If your account is not in credit you can transfer funds into your account by doing any of the following:
- Making an own account transfer using 365 Online/mobile app
- Withdrawing from a deposit account (notice periods may apply)
- Transferring funds from another bank using BIC and IBAN of the account
- By making a lodgement in a branch (Cheques are subject to clearing)
Alternatively you can cancel your overdraft when you next receive regular payments, such as wages from employer or pension payments.