How do I cancel an overdraft?

You can cancel a personal overdraft with us over the phone or in your branch. To cancel an overdraft your account must be in credit.

Cancellation of overdrafts are permanent. If you require an overdraft in the future you must apply for an overdraft facility online.

My account is in credit

Once your account is in credit please call us on:

Location Monday-Friday Saturday Sunday/Bank Holidays
RoI Tel: 0818 365 365 8am-midnight 9am-6pm 9am-6pm
GB & NI Tel: 03457 365 555 or + 353 1 404 4000 8am-midnight 9am-6pm 9am-6pm
Outside these locations Tel: + 353 1 404 4000 8am-midnight 9am-6pm 9am-6pm

Please note that your account must remain in credit during the cancellation process. Your account should remain in credit for 24 hours. For example: for an overdraft of €1,000 and you wish to cancel this overdraft your account balance must stay above €0 to allow this cancellation to take effect.

  • Branch cancellation

    You may also visit your local Bank of Ireland branch to cancel your overdraft.

    A written instruction can also be accepted by your branch by post. Allow extra time for postage and branch opening times; Ensure your account remains in credit for that period.


How do I get my account in credit?

If your account is not in credit you can transfer funds into your account by doing any of the following:

Alternatively you can cancel your overdraft when you next receive regular payments, such as wages from employer or pension payments.

Last updated: April 30, 2020

Did this answer your question?

Your answer helps us improve our Support Centre

Calculate your BIC/IBAN Number or find out where to find it on 365

Find out more
Security Zone

We're committed to keeping your information secure

Visit Security Zone
Branch Locator

Find out contact details, opening hours and more

Find out more