Why would I get an overdraft rather than a personal loan?

Overdrafts are suitable for smaller amounts in the short-term:

  • Overdrafts start at €500 which can remain on your account.
  • Personal loans start at €2,000.

You can set up an overdraft and then only use it when you need it. It will be there for you as a "financial cushion" when you need it most.

Last updated: July 28, 2020

Did this answer your question?

Your answer helps us improve our Support Centre

Calculate your BIC/IBAN Number or find out where to find it on 365

Find out more
Security Zone

We're committed to keeping your information secure

Visit Security Zone
Branch Locator

Find out contact details, opening hours and more

Find out more