Why would I get an overdraft rather than a personal loan?

Overdrafts are suitable for smaller amounts in the short-term:

  • Overdrafts start at €100 which can remain on your account.
  • Personal loans start at €300.

You can set up an overdraft and then only use it when you need it. It will be there for you as a "financial cushion" when you need it most.

Last updated: May 17, 2017

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