Can I take a break from repayments, or reschedule them over a longer period?

Yes. We are happy to discuss your lending requirements.

Existing loan options:

If you wish to restructure your existing loan you should contact our dedicated team on 0818 200 334. Our advisors are available to help Monday to Friday 8am - 8pm and Saturday 10am – 2pm.

If you wish to reschedule payments on an existing loan (i.e change the repayment date only), you should contact your local Bank of Ireland branch to make an appointment.

New loans:

  • Defer your first three monthly-repayments, paying nothing for 90 days
  • Choose to pay weekly, fortnightly or monthly
     

Deferred payment options are only available to customers who repay their loan monthly.

Deferred payments:

  • Are spread over the term of the loan,
  • Must be applied for and agreed by us prior to drawdown, and
  • Result in an increase to the cost of credit on your loan.
Last updated: April 16, 2019

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