Can I take a break from repayments, or reschedule them over a longer period?

Yes. We are happy to discuss your lending requirements.

Existing loan options:

If you wish to restructure or reschedule payments on an existing loan, you should contact your local branch of Bank of Ireland. You can Make an Appointment to speak with an adviser in your branch.

New loans:

  • Defer your first three monthly-repayments, paying nothing for 90 days
  • Choose to pay weekly, fortnightly or monthly

Deferred payment options are only available to customers who repay their loan monthly.

Deferred payments:

  • Are spread over the term of the loan,
  • Must be applied for and agreed by us prior to drawdown, and
  • Result in an increase to the cost of credit on your loan.
Last updated: May 17, 2017

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