Can I take a break from repayments, or reschedule them over a longer period?

Yes. We are happy to discuss your lending requirements.

Existing loan options:

If you wish to restructure your existing loan you should contact our dedicated team on 0818 200 334. Our advisors are available to help Monday to Friday 8am - 8pm and Saturday 10am – 2pm.

If you wish to reschedule payments on an existing loan (i.e change the repayment date only), you should contact your local Bank of Ireland branch to make an appointment.

New loans:

  • Defer your first three monthly-repayments, paying nothing for 90 days
  • Choose to pay weekly, fortnightly or monthly

Deferred payment options are only available to customers who repay their loan monthly.

Deferred payments:

  • Are spread over the term of the loan,
  • Must be applied for and agreed by us prior to drawdown, and
  • Result in an increase to the cost of credit on your loan.
Last updated: April 30, 2020

Did this answer your question?

Your answer helps us improve our Support Centre

Calculate your BIC/IBAN Number or find out where to find it on 365

Find out more
Security Zone

We're committed to keeping your information secure

Visit Security Zone
Branch Locator

Find out contact details, opening hours and more

Find out more