Partial encashment charge - each withdrawal from your ARF is subject to a charge (currently €35)
Regular income charge - if you choose to receive a regular income from your ARF, there is an administration charge (currently €4 for each payment)
Management charge - each month units are deducted from your fund to meet the cost of a management charge. The charge depends on the fund or funds chosen, and your advisor can tell you the charge that would apply in your case.
The above fees/charges apply at Sept 2007, however Bank of Ireland Life may amend the fees and charges and further information in this regard is contained in your policy conditions.