The current variable standard overdraft interest rate (including the overdraft facility fee) is 14.8% APR, rate quoted is correct as at 24th February 2010 and is subject to change.

The current variable overdraft interest rate for the Graduate Current Account is 9.7% APR, rate quoted is correct as at 24th February 2010 and is subject to change.

For information on Interest Surcharges that may apply to overdrafts please refer to "Fees and Charges".

Lending criteria terms and conditions apply. Applicants must be over the age of 18 years old.