As with any managed investment plan, a percentage of each contribution is retained by Bank of Ireland Life.

• If you invest up to €1,000 a month, 5% of every contribution will be deducted.
• Invest €1,000 or more a month and this cost will reduce to 3% of every contribution.
• In addition, there is a management fee of 1.5% of the value of your fund per year to cover the costs of the selection and management of investments.

The above fees/charges apply at Sept 2007, however Bank of Ireland Life may amend the fees and charges and further information in this regard is contained in your policy conditions.