Download the latest Credit Card Rates, Fees and Charges (PDF, 177kb)
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Rates for Standard Advantage Card, Gold Advantage Card or Twin*
Credit Card Rates for existing products which can no longer be opened by new customers
Rates correct as of June 2010
| Purchases | Cash Advances | |
|---|---|---|
| Standard Advantage | 21.1% APR | 26.0% APR |
| Gold Advantage | 18.8% APR | 26.0% APR |
| Twin* | 22.3% APR | 26.0% APR |
* Rates, Fees and Charges also applicable to Visa Personal, Personal MasterCard and Standard MasterCard Schemes
To upgrade to a new product or to discuss your credit card rate please contact us at 1890 251 251.
Fees and Charges applicable to Standard Advantage, Gold Advantage and Twin Credit Cards
Unpaid/Returned Direct Debits: €3.17
Copy Statement Fees:
For the 1st page of each individual statement; €3.80
For each subsequent page of statement; €2.50
Cross Border Handling Fee:
A cross-border handling fee will not apply to transactions in euro. All other transactions will be subject to a cross-border handling fee of up to 1.75% of the transaction.
Cash advance Fee: 1.5% subject to a minimum of €2.54 per transaction
Government Stamp Duty: €30.00
A processing fee of 1%, minimum €1.27 and €6.35 maximum will be charged where payment to a credit card is made by foreign cheque.
To read these files you will need the Adobe Acrobat Reader, which is available free of charge from Adobe's Website. Download PDF reader.